Terms of Use

1. General

These Terms of Use govern access to and usage of the financial application (hereinafter — the "App"), designed for tracking debts, loans, and savings.

By using the App, you agree to these Terms.

2. Availability

The App is available to anyone without restrictions based on age or region. You are responsible for ensuring that your use of the App complies with the laws of your country.

3. Purpose of the App

The App is not a financial institution, does not provide financial advice, and does not process real money transactions.

4. Subscription and Premium Features

Basic features are available for free.

Premium features are available via subscription. Prices may vary by region and are shown in the respective app store.

Subscriptions are managed via the App Store or Google Play and are subject to the policies of those platforms.

Refunds are handled by the App Store or Google Play in accordance with their refund policies.

You can cancel your subscription at any time through your App Store or Google Play account settings.

5. Disclaimer

All calculations in the App are approximate. We do not guarantee absolute accuracy and are not liable for any consequences arising from the use of the App.

6. Data and Privacy

We do not share your personal data with third parties.

Some anonymized data may be used solely for analytics and to improve the App.

For more details, please refer to our Privacy Policy.

7. Changes to the Terms

We may update these Terms from time to time. Continued use of the App after such updates constitutes your acceptance of the new version.

8. Contact

For any questions related to the App, please contact us at: jdg.alexs@gmail.com.